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Insights on Pre Employment Personality Tests
Personality Tests Personality tests are questionnaires designed to reveal aspects of an individual’s character. As many as 60 percent of workers are asked to complete personality tests as part of the hiring process. While many companies use personality tests for career development, 22 percent of employers use them to assess candidates’ personality traits (for […]
Guidance on Retaliation in the Workplace
The Equal Employment Opportunity Commission (EEOC) has proposed revised enforcement guidance on unlawful workplace retaliation. The proposed guidance will make it easier for employees to assert claims of retaliation, as an employee will only have to establish a “convincing mosaic” of circumstantial evidence to prove retaliation. All of the laws that the EEOC enforces […]
Training Your Staff for an Active Shooter Situation
An active shooter is an individual actively engaged in killing or attempting to kill people in a confined and populated area. To best prepare your staff for an active shooter situation, create an emergency action plan (EAP) and conduct training exercises. Together, the EAP and training exercises will prepare your staff to effectively […]
Year-end Checklist for 2015 Compliance
Year-end Checklist for 2015 Compliance The Affordable Care Act (ACA) has made a number of significant changes to group health plans since the law was enacted over four years ago. Many of these key reforms became effective in 2014, including health plan design changes, increased wellness program incentives and reinsurance fees. Additional reforms take effect […]
Florida Approve 5.2% Workers’ Compensation Rate Cut for 2015
After rejecting the first proposal from the National Council on Compensation Insurance (NCCI) of a 3.3 percent overall decrease in workers’ compensation rates, Florida Insurance Commissioner Kevin McCarty has accepted the updated rate filing of 5.2 percent. Florida’s Office of Insurance Regulation (OIR) issued an order earlier in November saying the state would not accept […]
Can Health Insurance Rebates Affect Workers’ Comp Premiums?
Since 2012, the Affordable Care Act (ACA) has required insurers with a certain medical loss ratio (MLR) to issue a rebate to employers. Depending on the way the rebates are distributed, you may end up paying more for your workers’ compensation insurance. Medical Loss Ratio The MLR provision of the ACA states that insurers must spend […]
Health FSA Limit Will Increase for 2015
The Affordable Care Act (ACA) imposes a dollar limit on employees’ salary reduction contributions to a health flexible spending account (FSA) offered under a cafeteria plan. This limit first became effective for plan years beginning on or after Jan. 1, 2013. The ACA set the health FSA contribution limit at $2,500. For years after 2013, […]
Contractors Professional Liability Insurance
Normally reserved for design professionals, such as architects, engineers or web designers, contractors professional liability insurance (CPLI) protects contractors from claims arising from negligent errors or omissions that occur while they are performing a professional service. This coverage has become increasingly necessary for contractors who have taken on the responsibility of both designing and building. […]
2014 Most Frequently Cited OSHA Standards
2014 Most Frequently Cited OSHA Standards The Occupational Safety and Health Administration (OSHA) recently unveiled its top 10 most frequently cited violations at the annual National Safety Council Congress and Expo. The agency reports the leading causes of workplace injuries during its fiscal year (October through September). The 2014 top 10 list of most frequently […]